Why Liquidate your Mutual Funds When You Can Borrow Against Them?

No Credit Checks, No Selling Investments

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No Selling Required

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Cash in your account within 15 minutes

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No Credit score checks or paperwork

Quick Cash Without Selling
Your Investments

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Interest starting at 10.49% p.a

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Monthly Interest rate <1% on the money used.

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No exorbitant EMIs, with interest-only repayments.

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Flexible tenure with no foreclosure charges.

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100% eligibility with no credit score check.

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Credit line available for 6000+ schemes.

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Cash within 15 minutes, with no paperwork.

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Clear Terms, Zero Surprises

₹25k

Minimum loan amount

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Hidden charges With Low Processing fee

Upto 70%

Loan limit based on portfolio

₹50k

Minimum portfolio value

How To Get A Loan Against Your
Mutual Funds?

01

Get a personalised offer based on your investments.

02

Apply for a loan and pledge mutual funds of your choice.

03

Complete KYC verification and enter bank details.

04

Sign the loan agreement. Congratulations! your loan is sanctioned.

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Why Is LAMF The Right Choice?

  • Digital credit line up to 2 Cr without redemption of investments
  • No more exorbitant EMIs, with interest-only monthly payments.
  • Interest rate starting at 10.49% p.a. only on the money used.
  • 100% eligibility with no credit score requirements.
  • Cash within 15 minutes, with no paperwork.
  • Flexible tenure with no foreclosure charges.

Frequently Asked Questions

As the name “loan against mutual funds” suggests, you will be able to avail a loan by pledging your Mutual Fund units. This is somewhat similar to other loan-against-assets products, except that the entire process is digital, and you continue to own the MF units with minimal restrictions placed.

The process takes less than 30 minutes. In some cases, if the loan amount is beyond a threshold, it could take one or two business days, as they would require additional approval as per the regulation.

No, you will continue to own your mutual fund units. They will continue to accrue gains as per the market. However, you will not be able to sell those units which you have pledged.

The only restriction is that you will not be able to sell the pledged units. Other than that, you continue to own the MF units and enjoy the gains as per the market changes.